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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

Streamlining Housing Vouchers: A Necessary Reform

The challenge of securing affordable housing is well-known, and housing choice vouchers aim to alleviate this by assisting lower-income families with housing costs.  However, it's disheartening to learn that thes...

How to Get Help If You're Struggling to Pay Your Water Bill

Having safe water at home is important for staying healthy, cooking, and cleaning. But for many people, especially older adults with limited income, water bills can be hard to afford. In fact, about 20% of househol...

The Smart Move: Why Eyeing Section 8 Properties Makes Sense

Today, the challenge of securing an affordable living space is hitting Americans hard. Across numerous cities, to even think of buying a house, one might need a yearly income surpassing the $100,000 mark.  ...

The Big Problem with Unfair Evictions in Affordable Homes

In Richmond, people living in cheaper homes are facing a big issue: they're being kicked out over rent payments that the city says they missed. For example, a person we'll call Ms. Jones was shocked when she ...

Exploring & Understanding Mortgage Loan Modifications to Retain Your Home

Financial problems like job loss, illness, or divorce can make it hard for homeowners to pay their mortgage. If you’re having trouble making your monthly payments, a mortgage loan modification m...

Who Needs to Talk to a Housing Counselor?

Are you in the middle of trying to buy a home? You may already have purchased one but are now in the throes of trying to keep it. If foreclosure seems around the bend, don't panic. There are plenty of resources available to ...

HUD and USDA Collaborates to Implements Updated Energy Efficiency Standards for New Homes

The U.S. Department of Housing and Urban Development (HUD) and the U.S. Department of Agriculture (USDA) have collaborated to update the Minimum Energy Standards for newly constructed ...

The Role of Stable Housing in Promoting Mental Health

In the complex fabric of American society, the intertwining of mental health challenges and housing instability presents a profound barrier to the welfare of many.  Mental well-being forms the cornerstone of our ...

Understanding the 50-Year Mortgage Proposal

President Donald J. Trump's administration has suggested a new idea to make homes more affordable: allowing mortgages that last 50 years instead of the usual 30 years. This proposal aims to help people manage today’s ...