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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

Mortgage Rates Dip: What This Means for House Hunters in an Unsteady Economy

In a bit of good news for those looking to buy homes, mortgage rates have seen a slight decrease. The rate for a standard 30-year mortgage has dropped to 6.85%, a slight ease for buyers in today...

Exploring & Understanding Mortgage Loan Modifications to Retain Your Home

Financial problems like job loss, illness, or divorce can make it hard for homeowners to pay their mortgage. If you’re having trouble making your monthly payments, a mortgage loan modification m...

Securing Your Home: The Basics of Homeowners Insurance

Homeowners' insurance is an absolute necessity when you own a home. It'll safeguard your house and its contents and offer coverage for personal liability if disaster strikes, like natural calamities, theft, or...

San Diego Landlords Face Legal Action for Illegal Rent Hikes

While San Diego tenants struggle with rising rents, some landlords are making the problem worse by illegally raising rents far beyond legal limits. Now these landlords may face consequences as community group...

Affordable Housing: A Crisis We Can Solve

The lack of affordable housing is a national crisis that has hit working families especially hard. As rents and home prices rise faster than incomes, safe and stable housing has become out of reach for many. This crisis lead...

What is the Government Doing to Help Victims of the California Wildfire?

The U.S. Department of Housing and Urban Development (HUD) is stepping up to assist those affected by the recent wildfires and straight-line winds in California, starting from January 7, 2025.  ...

Finding Affordable Housing: Strategies for Renters on a Budget

The cost of rent continues to increase across the country, making housing a struggle for many renters. But affordable options are still out there if you get creative. Here are some strategies for rente...

Revolutionizing Rental Support: The Transition from Vouchers to Cash

In a groundbreaking initiative, the U.S. government is exploring a transformative change in its approach to assisting families in need of housing. Moving away from the traditional voucher-based system, the...

The Big Problem with Unfair Evictions in Affordable Homes

In Richmond, people living in cheaper homes are facing a big issue: they're being kicked out over rent payments that the city says they missed. For example, a person we'll call Ms. Jones was shocked when she ...