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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

How Much Should You Spend on Rent?

Deciding how much to spend on rent starts with understanding what you can comfortably afford. Here are some general rules to guide you:   The 30% Rule A common recommendation is to spend about 30% of your gross monthly income...

Can You Buy a House Without Putting Any Money Down?

The answer is yes, especially, if you're buying a house for the first time. There are special loans meant just for first-time buyers that don't require you to put any money down at all, and various programs designe...

First-Time Homebuyers Are Older Than Ever Before. Here's Why

Owning a home is a big goal for many people in America. However, it's becoming a reality a bit later in life than it used to. Now, for the first time ever, the average age of someone buying their first home ...

States Offering Help with Summer Cooling Costs for Low-Income Households (August 2025)

During the sweltering summer months, many people struggle to keep their homes cool, especially those with tight budgets. Thankfully, several states are offering assistance through the Low...

Here's What the Housing Market Has in Store for the Rest of 2020

The housing market is notoriously difficult to assess. That's partially because it's spread out across the country, and income levels in regions are drastically variable. However, it's also because...

College Students Are Rapidly Losing Housing Options: What to Do

Amid COVID-19 concerns, many universities have declared that they'll be closed for the foreseeable future. Initially, this was seen as an overblown reaction. However, as the death toll worldwide continues to ris...

Government Aid is Not Enough: Why Housing Costs Must Be Addressed at Their Root

Government housing assistance programs provide critical support for millions struggling with unaffordable housing costs. However, demand for aid continues to far outstrip available resources....

Health Crisis Exacerbates California's Housing Crisis

For decades now, California has been open and proud about their large umbrella for any sort of lifestyle, proclivity, nationality, or anything else that can come into the state. They want to redefine what "diversi...

How Guaranteed Income Programs are Redefining Support for Those in Need

Everyone should have a place they can call home, but as the cost of living shoots up, many people find themselves at risk of being without a home.  Guaranteed income programs give a helping hand...