Housing Insights Central

California has a program called the California Climate Credit that helps residents save money on their utility bills. This credit is given as a discount directly on your electricity or natural gas bill with no extra paperwor...

Mortgage rates dropped a bit before the Federal Reserve’s recent meeting, but haven’t really dropped much since. Experts say rates probably won’t go down much more before the end of 2025, even if the...

Navigating the ever-changing housing market can be difficult, especially when applying for a mortgage. Home prices and interest rates can fluctuate drastically; thus, it's critical to stay informed ...

Modern technology can be a huge help, but it also comes with some challenges for homeowners. Incredibly sophisticated housing scams are on the rise, and they can take your money or even steal your home. Accordin...

Securing suitable housing is fundamental, offering stability, comfort, and a sense of belonging. However, finding and maintaining housing can often be challenging, particularly for those facing fi...

Finding affordable housing can be daunting, especially in today's competitive market. Whether you're a first-time homebuyer, looking to rent, or seeking help through housing programs, it's crucia...

When it comes to housing, you have two main options: renting or owning. There are advantages and disadvantages to both options. It is important to think through your individual needs and financial situatio...

The lack of affordable housing is a national crisis that has hit working families especially hard. As rents and home prices rise faster than incomes, safe and stable housing has become out of reach for many. This crisis lead...

On the notable day of June 27, 2024, we observed the outstanding 90-year journey of the Federal Housing Administration (FHA), a pillar of American homeownership since its inception via the National Housing Act of 1934, a v...