Housing Insights Central
Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.
What Paperwork Do You Need When Buying a House?
Buying a home is a big deal. It takes a lot of steps, and you'll need to gather a bunch of papers to do it. When you buy a home, especially if you need a loan, there will be a lot of personal and financial documents to show ...
3 Ways to Use Your Tax Refund to Buy a Home
Buying a home comes with many upfront costs, but your annual tax refund can be a great way to boost your budget. Whether your refund is large or small, here are three ways you can use that money to help you become a homeowner. ...
Renting vs. Owning: Making the Right Choice for Your Housing Needs
When it comes to housing, you have two main options: renting or owning. There are advantages and disadvantages to both options. It is important to think through your individual needs and financial situatio...
Streamlining Housing Vouchers: A Necessary Reform
The challenge of securing affordable housing is well-known, and housing choice vouchers aim to alleviate this by assisting lower-income families with housing costs. However, it's disheartening to learn that thes...
Homeownership Slipping Away for Young Americans
Many Americans who don't already own a home feel that becoming a homeowner is becoming an impossible goal. According to a recent survey from Northwestern Mutual, over half of these non-homeowners (53%) believe that owning ...
House Maintenance Tasks to Check Off the List as Summer Comes to an End
While the temperatures outside may feel otherwise, summer will soon be in the rear view mirror. This means that now is the time to perform those home maintenance tasks that should be done before the...
How Guaranteed Income Programs are Redefining Support for Those in Need
Everyone should have a place they can call home, but as the cost of living shoots up, many people find themselves at risk of being without a home. Guaranteed income programs give a helping hand...
The Big Problem with Unfair Evictions in Affordable Homes
In Richmond, people living in cheaper homes are facing a big issue: they're being kicked out over rent payments that the city says they missed. For example, a person we'll call Ms. Jones was shocked when she ...
Housing Advice and Programs
This past week, the average 30-year mortgage rate climbed to over 7%. In 2022, mortgage rates more than doubled while housing prices remained high. These trends reflect some of the challenges of finding affordable housing in 2023. The issue of a...