Housing Insights Central
Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.
HUD's $10 Million Empowerment Grants for Struggling Communities
In a significant move toward equality in housing, the U.S. Department of Housing and Urban Development (HUD) has announced a substantial $10 million grant program aimed at bolstering housing counseling agencies...
Alert on Reverse Mortgage Fraud: Safeguarding Seniors from Fiscal Deceit
The State of New York's Consumer Protection Division has recently brought to light the dangers associated with reverse mortgages, particularly focusing on how these financial arrangements can serve...
What Are Fannie Mae and Freddie Mac? A Big Change in Home Loans
Fannie Mae and Freddie Mac are two big companies that help make buying homes more affordable and predictable in America. They are important because they buy home loans from banks and then sell them to investors...
How to Get Help If You're Struggling to Pay Your Water Bill
Having safe water at home is important for staying healthy, cooking, and cleaning. But for many people, especially older adults with limited income, water bills can be hard to afford. In fact, about 20% of househol...
Mortgage Refinancing: When It Makes Sense and When It Doesn't
Mortgage refinancing is often touted as a way for homeowners to lower their housing costs. However, refinancing only makes financial sense under certain circumstances. Here's some gu...
The Most Favorable States for New Home Purchases
The American population is aging. Every year, millions of Americas retire from their careers to enjoy their golden years. Over 40 million Americans are over the age of 65. By 2030, the final generation of the 3.8 million baby b...
Foreclosure: Here are Options When You Cannot Make Your Mortgage Payments
The economy has improved during the past decade. The number of foreclosures has decreased since the last financial crisis. It is noteworthy that foreclosure filings are down 18% which is an improvement ...
The Ten Places in the US with the Cheapest Home Ownership Costs for 2020
As housing costs continue to soar, many Americans are giving up on their dreams to break out of the rent cycle and own their own homes. While it's unlikely to find affordable options in high-demand areas...
Atlanta Floats Idea of $100 million Affordable Housing Bond
Decade after decade, the city of Atlanta, Georgia has dealt with an increase in their homeless population, as well as issues in offering affordable housing to their growing population. It's one of America'...