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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

Renting vs. Owning: Making the Right Choice for Your Housing Needs

When it comes to housing, you have two main options: renting or owning. There are advantages and disadvantages to both options. It is important to think through your individual needs and financial situatio...

Is It a Good Idea to Relocate During the Fourth Quarter of 2020?

An increase in housing sales in the fourth quarter of 2020 is expected as parents race to move into neighborhoods with the best schools for their children. Low mortgage rates and fear of COVID-19 will encour...

US Housing Starts Down Big in 2022

For those who have heard the news that US housing starts are down 4.1% over the past two months of 2021, your first thought might be, "What is a housing start?" Simply put, a housing start is the construction of a new housing development...

A Helping Handout: Linn County's Rental Assistance Program Provides Temporary Relief but No Long-Term Solutions

Linn County's Emergency Rental Assistance Program aims to temporarily bandage a gaping wound. While the program offers short-term aid for renters facing ...

Foreclosure: Here are Options When You Cannot Make Your Mortgage Payments

The economy has improved during the past decade. The number of foreclosures has decreased since the last financial crisis. It is noteworthy that foreclosure filings are down 18% which is an improvement ...

Helpful New Year Finance Money Tips

As the holiday season continues and the remaining days of the year dwindle away, many people consider what they can do over the next year to improve their financial situation in 2022. Besides any New Years' resolutions, the continued econo...

Tips on How to Survive and Overcome the Section 8 Waitlist

Securing a spot in the Section 8 housing program is a sigh of relief for many, but the path leading up to it is loaded with waiting times and ambiguity.  As states are starting to accept applications for their...

How Much Should You Spend on Rent?

Deciding how much to spend on rent starts with understanding what you can comfortably afford. Here are some general rules to guide you:   The 30% Rule A common recommendation is to spend about 30% of your gross monthly income...

Why Is Housing in Large Cities Shooting a Hole in the Economy?

If you ask anyone who lives in a big city what their largest expense is, chances are you'll hear the same answer: "rent". It's undeniable that large cities, especially those experiencing gentri...