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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

These 10 States Make It Easier to Save for a Down Payment

Saving up for a house down payment can take a long time—sometimes decades, depending on where you live in the United States. While buying a home may seem out of reach for many, there are some states where ach...

Unlocking the Secrets to Affordable Housing: Your Ultimate Guide

Finding affordable housing can be daunting, especially in today's competitive market. Whether you're a first-time homebuyer, looking to rent, or seeking help through housing programs, it's crucia...

Navigating the Homebuying Process: How to Finance Your Dream Home

Now that you’ve got your heart set on a dream home, it’s time to figure out the financing. Lucky for you, there are a variety of options when it comes to financing a home purchase. Before ...

HUD's $10 Million Empowerment Grants for Struggling Communities

In a significant move toward equality in housing, the U.S. Department of Housing and Urban Development (HUD) has announced a substantial $10 million grant program aimed at bolstering housing counseling agencies...

HUD's Major Updates to Manufactured Home Rules Aim to Increase Affordability and Accessibility

The U.S. Department of Housing and Urban Development (HUD) has recently made big changes to the rules for making manufactured homes, also known as mobile homes.  These cha...

What Are Fannie Mae and Freddie Mac? A Big Change in Home Loans

Fannie Mae and Freddie Mac are two big companies that help make buying homes more affordable and predictable in America. They are important because they buy home loans from banks and then sell them to investors...

New US Homes May Get Pricier by $11,000 Due to Trump's Trade Policies

Buying a brand-new house in the United States could soon hit your wallet harder. Builders say that because of trade policies introduced by President Donald Trump, the average cost to construct a new home ...

Mortgage Rates Dip: What This Means for House Hunters in an Unsteady Economy

In a bit of good news for those looking to buy homes, mortgage rates have seen a slight decrease. The rate for a standard 30-year mortgage has dropped to 6.85%, a slight ease for buyers in today...

Guide to Applying for Public Housing: Steps and Essential Information

Public housing provides affordable and safe rental homes for low-income families, the elderly, and people with disabilities. If you think you might qualify and are interested in applying, here’s wha...