Housing Insights Central
Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.
Can You Buy a House Without Putting Any Money Down?
The answer is yes, especially, if you're buying a house for the first time. There are special loans meant just for first-time buyers that don't require you to put any money down at all, and various programs designe...
How to Prepare Your Home for an Appraisal
When the real estate market is on the rise, so are home appraisals. Home appraisals are a crucial part of home buying and can determine how much money you get for your house. They are based on several factors, including the condit...
How to Talk Down the Price of a House
Getting a good deal when buying a house takes a bit of smart talking and a good understanding of the game. You could end up keeping more money in your pocket if you play your cards right. Here’s a quick guide to help you negoti...
2024 and 2025 Housing Market: What Buyers and Sellers Need to Know
Mortgage rates have been falling, but the prices of homes have stayed high. This means if you’re hoping to buy a house, you should start saving money and working on your credit score now. Look...
5 Ways Retirees Can Upgrade Their Homes Through Grants
Spending time at home becomes more common in retirement. This is a period when many retirees find their homes need changes to match their new lifestyle and possibly changing health needs. For those aged 65 and above,...
What Are Fannie Mae and Freddie Mac? A Big Change in Home Loans
Fannie Mae and Freddie Mac are two big companies that help make buying homes more affordable and predictable in America. They are important because they buy home loans from banks and then sell them to investors...
Understanding the 50-Year Mortgage Proposal
President Donald J. Trump's administration has suggested a new idea to make homes more affordable: allowing mortgages that last 50 years instead of the usual 30 years. This proposal aims to help people manage today’s ...
3 Ways to Use Your Tax Refund to Buy a Home
Buying a home comes with many upfront costs, but your annual tax refund can be a great way to boost your budget. Whether your refund is large or small, here are three ways you can use that money to help you become a homeowner. ...
Finding Affordable Housing: Strategies for Renters on a Budget
The cost of rent continues to increase across the country, making housing a struggle for many renters. But affordable options are still out there if you get creative. Here are some strategies for rente...