Housing Insights Central

The housing market is constantly changing and more first-time homebuyers are opting for government loans to purchase their initial properties. According to the Mortgage Bankers Association (MBA), there is a nota...

In a bit of good news for those looking to buy homes, mortgage rates have seen a slight decrease. The rate for a standard 30-year mortgage has dropped to 6.85%, a slight ease for buyers in today...

Buying your first home is an exciting milestone but can also seem daunting when it comes to financing it. Fortunately, there are several loan programs designed to help first-time buyers make their home ownership dr...

Can I buy a house if I don’t make a lot of money? Yes, it’s possible to buy a house with a low income. Many programs and loans are designed to help people who earn less, and lenders l...

California has a program called the California Climate Credit that helps residents save money on their utility bills. This credit is given as a discount directly on your electricity or natural gas bill with no extra paperwor...

Buying a home is one of the best investments today if only you find the right one. Choosing the wrong house can affect your financial health because you will spend a lot of money and regret it. Therefore, you must understand the...

The U.S. Department of Housing and Urban Development (HUD) is stepping up to assist those affected by the recent wildfires and straight-line winds in California, starting from January 7, 2025.  ...

Buying your first home can be tricky, so picking the right mortgage lender is important. Here are five of the best options, explained in simple terms:   1. Rocket Mortgage   Available Natio...

Owning a home is a big goal for many people in America. However, it's becoming a reality a bit later in life than it used to. Now, for the first time ever, the average age of someone buying their first home ...